bANKING WITH BENEFITS
Refinancing your vehicle with TBF can also get you:
- Rates as low as 3.24% APR*
- No payments for 90 days**
- Financing up to 124%
- Terms up to 84 months
Becoming a member is easy - and accessing your account is even simpler
AFFORDING STUFF IS FUN
Tampa Bay Federal offers access to unbelievably low auto loan rates and up to $600 cashback when you refinance your current loan.
TBF Member Benefits
- FREE checking (no minimum balance)
- Online & mobile banking
- Nearly 30,000 surcharge-free ATMs nationwide
- Better rates, fewer fees
- First-time home buyer programs
- Free financial fitness workshops
- Human-to-human service - when you want it
- No big bank headaches
Hold on — What is a credit union, anyway?
Fair question! Unlike for-profit banks, a credit union is a nonprofit institution that's owned by its members. With this in mind, a credit union prioritizes the needs of its members by serving and providing them with benefits, programs, and products, with no need to worry about making profit for shareholders.
In simpler terms: you're a member, not a number.
*All loans are subject to Tampa Bay Federal (TBF) lending policies. Cashback incentive of $600 for a vehicle loan $30,000 or more; $400 for $20,000 or more; and $200 for $10,000 to be paid to a TBF account during loan closing. Restrictions apply. Offer, rate, and terms are subject to change without notice. Not valid to refinance existing TBF vehicle loans. Must have a TBF checking account to receive cashback promotion. Individuals must meet all membership requirements to qualify. Loan must close directly with TBF location (includes branch, contact center, or online) and requires set up of automatic payment or ACH for payment. ** No payment for 90 days subject to credit approval. Restriction may apply. Must have at least six months of satisfactory auto loan payment history to qualify. Interest will continue to accrue over the 90 days.