Home Loans
home loans
Congratulations! Your home is possibly the most important investment of your life, and we want to make sure you make the right decisions every step of the way.
We can help you with several options:
- Fixed Rate First Mortgage and Refinance
- FHA & VA Loans
- First-Time Home Buyer Program
- Second Mortgage & Home Equity Loan
- Home Equity Line of Credit (HELOC)
Apply now for the mortgage product of your choice:
If you currently have an application please login to your account:
View our current mortgage rates:
Home Equity Loans Options
Home Equity Loan
This loan allows you to borrow based on the value of your home, minus the amount you still owe on your mortgage. It is a single lump sum loan for a set amount. Great for short-term, fixed expenses, like home renovations, vacations, college education or debt consolidation.
A Home Equity Loan from Tampa Bay Federal Credit Union offers:
- Borrow up to 133% of your home's value
- Low, fixed rates.
- 5-20 year repayment plans
Home Equity Line of Credit (HELOC)
This line of credit is also an equity loan based on the value of your home, minus the amount you owe on it and allows you to use the equity in your home as needed. Although you qualify for a set line amount you’ll only repay on the amount used.
A home equity line of credit is perfect for consolidating recurring loan payments, such as college bills and high interest credit cards. One of the best things about this type of loan is that once you pay it off, it's there for any future use if you need it again. It's a great emergency backup for the family's finances! A Home Equity Line of Credit (HELOC) from Tampa Bay Federal Credit Union offers the following benefits:
- Low, variable interest rates.
- High credit-limit potential.
- Flexible repayment plans.
For questions regarding the process and to speak with a mortgage expert, email: mortgageconsultants@tampabayfederal.com, or call (813) 247- 4414 ext 7621.
For questions regarding your current mortgage please contact our Mortgage Servicing Department at mortgageservicing@tampabayfederal.com or 813-247-4414 ext 7601.
